2010年10月10日 星期日

Criminal defense | Top 4 Benefits of an uncontested divorce

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Have you thought about what kind of divorce do you read? You should consider an uncontested divorce, you can drastically reduce your processing costs, shortens the process and is more relaxed things with your spouse. Some of the many benefits you receive if you choose an uncontested divorce:
smooth divorce proceedings
Since these cases can easily be resolved between the parties, the process is also in contrast to a contested divorce complicated. You need to do is get each song carefully with your spouse, with a fair to discuss the necessary documents are complete for submission to your local court and wait for results. It is not necessary for the filing of petitions-cons, questions, confusion and other legal proceedings, divorce incredibly stressful to deal with.
Faster results
Another advantage you can get from this type of case is the rapid delivery of results. be tested as uncontested case is not necessary, the results can not be resumed within a few months. Now you do not have to wait several years before your divorce is complete, because the process to achieve much faster and easier.
Lower process costs
uncontested cases are also less expensive as controversial because they would lose to the usual court costs, additional costs and make other miscellaneous expenses. This type of case is treated quite easily on your own, so you can choose to take a lawyer to a substantial amount of your total cost of a divorce.
Better Settlement Agreement
Finally, the principal of your uncontested divorce benefits of a better solution. Remember that the distribution of property, determining custody arrangements and other issues up to you and your spouse and you both can lead to a decision, the fair and are suitable for everyone has come. Sometimes, when a divorce goes to court, the judge decides which party Do T full support, but with an uncontested case, you have to compromise and choose the options that are perfect for you and your soon-to-be ex-husband .
So if you want to experience the incredible benefits for your divorce, make sure rather have a case are not disputed. However, you should also make sure that your spouse willing to work, otherwise this system is useless and you'll both end meeting in the yard.

Dog Bite Law | La Mesa Auto Accident Lawyers Top Ten Things You Least Want To Hear In The Ambulance After A Car Accident

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1. This is ambulance number thirteen. Just thought you should know.
2. We haven’t lost a patient yet. Not this week anyway.
3. For a little extra, we’ll take you to the right hospital on the first try.
4. You’re lucky you weren’t with us yesterday.
5. They don’t call us a meat wagon for nothing.
6. Let’s see, where would you like to go?
7. Do you know the way. We’re kind of new in town.
8. We used to drive taxis in New York, but they took away our licenses.
9. We hit a deer last week.
10. Was that the same week we overturned?
Here are ten useful tips of advice from an auto accident lawyer to follow if you have been in an accident. You can also learn more about how to handle an auto accident in La Mesa, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at and learning how we can assist you.
Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.
First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.
Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.
Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.
Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.
Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.
Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.
Seventh, call a good auto accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good auto accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good auto accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most auto accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.
Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.
Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.
Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.
If you’ve had an auto accident in La Mesa, Lakeside, Santee, Poway, Spring Valley, Lemon Grove, Coronado, National City, San Diego, Carlsbad, Oceanside, La Jolla, Del Mar, Escondido, Chula Vista, El Cajon, Vista, San Marcos, or anywhere in Southern California, we have the knowledge and resources to be your San Diego Auto Accident Lawyer and your La Mesa Auto Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.
If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at and learn how we can assist you.

Constitutional law | New French Law on Internet piracy

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Thousand French Internet users per day can offline after the approval of the pet project of President Nicolas Sarkozy "an unprecedented act of Internet connections of people who will have to cut illegal music and movies.
When the husband of former supermodel Carla Bruni-pop star and friend of one of the most powerful figures in the French media, Sarkozy has his long friendly relations with the entertainment industry, which estimated the measure.
But many people have been canceled in Europe, say government controls required by law would pave the way for invasive monitoring a violation of privacy is open to violence. And interfere with legal problems at home could be: The opposition will try to explain the law unconstitutional.
Not surprisingly, welcomed music, movies and other industry groups of the measure. John Kennedy, chairman and CEO of the International Federation of the Phonographic Industry, said on Wednesday that it is a "radical change".
Critics, however, concerns about civil liberties.
"We must be careful not to undermine the free exchange of information," Wolfgang Zankl, said Professor at the University of Vienna and president of the European Centre for e-commerce. "This is a constitutional right that no one should be excluded."
Some Internet experts believe that the law is technically impossible to realize. It requires Internet users are special software that would install the authorities to trace and identify individuals suspected of illegal downloading, but some experts say that these programs do not yet exist.
And because it denies hackers accused the opportunity to defend Web-links are broken, lawyers say it will not stand up in court.
The first test was measured in the short term Tuesday as the opposition Socialists have their objections before the Constitutional Council, one month until a decision is made a. If the Council decides the law is not unconstitutional, it would take effect by summer.
It calls for the investigation of reprisals against the suspects. When a suspected pirates do not want to listen to e-mail alerts and a letter, Internet access would have to be reduced to two months to one year "of the subscriber continues to pay for the service under the terms of the contract.
Christine Albanel, French Minister of Culture proposes Internet connections per day and 1,000 sending warnings of 13 000 offenders in the second or first cut.
United States, the music industry waged war on the exchange of content with limited success. A campaign for repeat offenders was given free to download songs Sue last year in favor of blocking efforts to work more closely with ISPs to try links to those accused. AT & T begins, the largest ISP in the U.S. to send alerts to its subscribers.
Even before the French legislation approved this month, but met resistance in the European Parliament. Elections for a new parliament in June, and the fight for freedom on the Internet has become a campaign issue in some countries such as Sweden, which has a good reputation as a hub for illegal file sharing.
Support Swedish Pirate Party are calling for the legalization of file sharing, more and more, and a recent poll showed the party could win a seat in Parliament.
Christian Engström, candidate of the party, said that French law has a detrimental effect on the free exchange of information on the Internet. French collaboration with the local copyright is not greedy suitable for a western democracy, "he said.
With the exception of Sweden, where a court sentenced four men to help in the last month to one year in jail for the people who download copyrighted material legal proceedings in Europe to dental practice. A Spanish judge this week to hear the case against the accused later of the industry files.

Civil law | personal injury attorney Rob Ammons Named 2010 Best Attorney by the public …

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HOUSTON, 1 October / PRNewswire / – Attorney Rob Ammons of Ammons injury law firm was recently named best civilian attorney in Houston Press "Best of" survey.
Ammon, 82, of the $ 5,000,000 verdict for a family with a man killed in Cleburne, Texas operation, natural gas in 2007, the authors of the Houston Press welcomed as evidence that "large companies are still held responsible for errors, not, as the plaintiffs' lawyers have become captivated by the reform of tort law. "
Petrie Joshua Wade, 27, was an attempt to start 25th Heißölerhitzer May 2007, when the stove exploded. A day later the man died and left a widow, Candee Petrie, and three minor children.
"In the wake of two recent explosions and Texas gas line leaks in the Gulf region, I think people are sick and tired of the mess," said Rob Ammons. "I think if the company profits are the priority on accountability, safety and environmental protection, the jury is the only way they can push through the allocation of the previous sentences candidates, the hard work."
The Houston Press publishes an annual "Best of Houston" issue, focusing on senior professional services, entertainment, restaurants and shops.
Rob Ammons is injury law or trial by the Texas Board of Legal Specialization in addition to holding a certificate in Civil Trial Advocacy by the National certification. Ammons practice law firm in Houston, Texas handles such cases: Defective tires, truck accidents, accidents at the refinery, factory explosions, wrongful death, the post-collision fires, failures belt safety, air bag defects, SUV rollovers and neglect in the workplace.

Mesothelioma Lawyer | Mesothelioma is still alive, lawyers at Simmons Learn more …

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East Alton, Illinois (PRWeb) 24 September 2010
This weekend, patients, families and lawyers throughout the country is to take one day to about mesothelioma, detected a rare but deadly cancer caused by asbestos, usually in about 3,000 Americans each year. A law firm out of the courtroom to ensure that their voice is heard.
Will comply with the law firm Simmons Mesothelioma Awareness Day, 26 September, a day of recognition, led by the Foundation Mesothelioma Applied Research, Organization and a half miles for Meso and running in Alton, Illinois run
"As lawyers, the thousands of families of mesothelioma, first hand, that we represent seen the pain and the suffering caused by this preventable disease affected," said Michael Angelides, Managing Partner of Simmons. "Our company's commitment to our customers and committed to do everything to help to support the fight for a cure."
The company Simmons, a mesothelioma law firm, is the national sponsor of miles for 5K races Mesoamerica, a fundraiser for cancer awareness and research support for medical professionals to better treatments and an increase in day a cure. Two more miles for Meso-race is sponsored by the company, this weekend in Rushville, Ind., and Fairfax Station, Virginia in the note of Mesothelioma Awareness Day.
All proceeds will benefit the three races MARF, a nonprofit organization representing more than $ 6,400,000 donated mesothelioma research and provides resources for patients and support for victims of mesothelioma. Simmons office, the largest cumulative donor to the Foundation since its inception in 2000.
Other activities around the nation to draw attention to this often fatal cancer and are under-funded participation in public Today Weekend live radio presentations, cancer horizons and a school in California, among others.
MARF volunteers and officials at 30 Rockefeller Plaza in New York on 26 September congregate during the recording of the show, NBC Weekend Today broadcast at 08:00 EST clock. Volunteers are T-shirts and signs with messages about the dangers of asbestos exposure and mesothelioma "in a cure Believe."
"We will do everything we can to get for a few seconds of air time," said Kathy Wiedemer MARF director, in an e-mail. "We have already contacted the show to ask for a mention in the air, and although they made no guarantees, we have very high expectations."
Mesothelioma Awareness Day is a movement, both at the state and federal level to 26 September, a day for the recognition of mesothelioma explain. Last year, Illinois was one of eight states, including Missouri, Kentucky, Pennsylvania, New York, Connecticut, Colorado and Washington, making a proclamation or a resolution officially recognized 26th September as Mesothelioma Awareness Day Pass
Www.milesformeso.org visit to learn more about Miles and meso-www.curemeso.org to know For more information about Mesothelioma Awareness Day events in your area.
About the law firm Simmons: The Simmons Company in East Alton, Illinois, USA, is a leading asbestos in the country and mesothelioma litigation firms. With offices in Illinois, Missouri and California, the solicitors of more than 2,000 mesothelioma patients and families of mesothelioma in the country concerned are represented. Simmons, the company has committed more than 15 million U.S. dollars for cancer research partners and are proud with the best mesothelioma medical experts across the country in efforts to support healing. visit for more information on Simmons.
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2010年10月8日 星期五

Fraud Lawyers | insider trading

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Most people do not realize that insider trading can be both legal and illegal. The laws against insider trading, people in a trading company shares and report their transactions in U.S. Securities and Exchange Commission, or SEC. With insider trading, people use the secret, non-public information about the investment markets make trades.
Restore financial stability to America Act of 2010, the U.S. government under strict action against securities fraud and insider trading to help recover the economy and that the faith of America on the exchange. Thus encouraged, the SEC individuals the information they have on insider trading can contribute. If this information leads to a successful complaint, you may lose part of the amount granted to allow the U.S. government. This is called a qui tam law.
A qui tam lawyer can help you determine if your data can help to follow the SEC's insider trading. However, there are general things to see, if you suspect insider trading. Some recent cases of securities fraud by the SEC:

  • Business leaders and employees, the secret information used to insider stock trades, their business name Insider trading is unfair, illegal and the value of your shares and securities, and stripped of millions of other victims instead. If you know of any illegal insider trading, you should not hesitate to as "Whistleblower" Act so that your rights and the rights of other law abiding citizens.
    To discuss your information and the right to protection as a whistleblower, you should entrust your case to a reliable, experienced lawyer, Tom. Contact a prominent lawyer who Zavareei Tam & Tycko, LLP today to learn more about legal ways to learn.

Application car accident | 3 Keys to negotiate your car Missouri accident injury claim

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One of the best ways to get your car Missouri accident injury claim ruin is bad negotiations with the insurance adjuster. Most people do not realize that the insurance adjuster name and single quotes, like all businesses open for negotiations. The insurance company will benefit from a car accident if he or she knows a few secrets, you can pay the pitch for contributions to medical costs, the level you deserve.
Either the insurance adjuster for the first auction. His first offer is likely to cost much less than if you were injured in a car accident, but it gives you a starting point. After making an offer, be sure to consult a doctor and find out how much your treatment if you have a long-term medical costs.
In the fight against the insurance company, you must be prepared. The best way is to prepare experts for a personal injury lawyer, the Missouri is struggling with the insurance company and know exactly how to enter to avoid common mistakes, j a guide was for car accidents Missouri wrote, you can ask called for free: "I Survived! Crash victim's Guide to the consequences. "

Criminal defense | criminal defense lawyer in Los Angeles Assembly team dynamics

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Los Angeles, California, October 5, 2010 "METU Ogike, a criminal defense lawyer in Los Angeles, have joined with two other brilliant minds of the legal profession, and presents a dynamic team of lawyers ready to protect and defend the rights of at least these allegations , indictments or civil court in California. Join Mr. Ogike of C. METU Ogike & Associates Rob L. Uriostegui, a controversial criminal defense lawyer.The two together more than twelve years of courtroom experience, helps individuals and businesses around California to further pursue criminal charges and prosecution. It is our responsibility to provide valuable legal services lawyer, said that people deserve METU C. Ogike We are determined to comply with all ethical requirements of the Bar of the branch of the law firm CaliforniaThe METU C Ogike & Associates is time that many people accused of criminal behavior are not able to make use of high-quality and affordable legal services. We focus on customers and we work very hard to achieve their goals, said Ogike. These goals, avoiding a conviction for a charge or to obtain an appropriate regime for lawsuit.Mr. Ogike is proud to be a lean team and defendants in criminal cases in Los Angeles have to talk to Mr. Uriostegui. Uriostegui lawyer is an aggressive criminal defense attorney successfully in the counties of Los Angeles, Orange, San Bernardino, Riverside, San Diego and San Luis Obispo treated. the freedom of my clients is my priority, so the man said he noticed a strong supporter of hope and redemption.Mr. Ogike is also violated in civil litigation. This includes injuries, accidents. Its customers include home Ogike businesses.Attorney small medium is proud to say our momentum, aggressiveness in the courtroom, and caring attitude toward our customers are key factors in achieving our goals, our customers. Your criminal defense team is ready for the clients of criminal conduct, including assault, domestic violence, drugs and crime, drunken driving, driving under the influence of alcohol, crime charged, forgery and fraud, murder, rape, defense of manslaughter by negligence, probation violations , prostitution, reckless driving, sexual abuse, robbery / theft / robbery, traffic offenses, vandalism and weapons of C. offenses.Information METU is Ogike & Associates Chambers METU C. OGIKE & Associates Address: 1275 West Chester Road, Suite 100, Los Angeles, CA 90019Telephone: (323) 733-6555 Website: Defence (323) 733-6555   Website: Defence lawyers in the firm C. METU Ogike & Associates are members in good standing with the State Bar of California and admitted to the bar of the California Supreme Court and all courts in California and the United States District Court, Central District of California.
Information Source: WebWire



Employment Law | Employment Screening Background Checks

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Critical Guidelines Everyone Needs to Know Before Hiring Anyone
Most employers realize that running employment screening background checks isn’t just an option, it’s mandatory. Whether you are a large corporation or a small business, the consequences of hiring the wrong person can come in the form of high turnover costs or worse yet, lawsuits from negligent hiring that average around $500,000 should someone get hurt. Most of us still don’t like to think about people doing harm to ourselves or others, but the reality is that we live in a country with one of the highest rates of financial crimes, including embezzlement, fraud, and theft.
And that’s just the beginning.
Let’s look at just a few statistics regarding employee theft – which is, according to the FBI, the fastest growing crime in the U.S.
- $50 billion dollars are lost annually due to employee theft and fraud according to the U.S. Chamber of Commerce.
As a result, 20% of all businesses fail due to the same reason.
-”White Collar Crime: Loss Prevention through Internal Control”, a report released by Ernst & Young, states that companies lose 1% to 2% of their sales to crime. Employees commit most of these crimes or are in collusion.
In addition, employers have to face negligent hiring lawsuits, sexual harassment claims, and workers compensation fraud — and these are just a few of the liabilities in today’s hiring environment.
Some companies have faced the worst nightmare in hiring decisions because as a result of not having a policy of running employment screening background checks. One horrifying case happened to an Arizona Fitness Club that hired someone who later raped and murdered a female patron while she was using the sauna.
No lawsuit settlement can fix this kind of situation for the company or the people who lost their loved one.
Not only do you want to avoid hiring criminals, you also want to hire the right candidate who is most qualified for the job. All of this information can be ascertained through a proper background check from a company that knows how to develop professional screening for an employment background.
Here are some Critical tips for Choosing the Right Employment Screening Company
1.
An important aspect of hiring a firm to provide your employment screening is longevity in the business. In this industry, experience really counts. You want a company with a track record that can be verified with numerous references from clients who have had varied situations over the years.
Also make sure they have professional memberships in organizations such as ASIS, SHRM, PIHRA, NPRRA, and NAPBS.
2. If you are not an employment law firm, and most of us aren’t, you’ll need a screener who is well versed in the laws involving the background screening process. It helps, if the firm you hire has an acute knowledge of negligent hiring.
If an officer of the company is an Expert Witness, you hit the jackpot because these people keep current on what lawsuits are moving through the courts and that is information that can keep you out of court. It is the expert witness who exposes the shortcomings of any hiring loophole which created the environment for the negligently hired employee to have come aboard in the first place!
3. Your potential firm needs an intimate, thorough and long-term knowledge of the Fair and Accurate Transactions Act (FACTA), and the Fair Credit Reporting Act (FCRA).
They also need the ability to testify for you in a court of law if need be- or even better, keep your out of court in the first place.
4. Does your prospective screener have thorough knowledge and an understanding of current HR Management systems? How about corporate Due Diligence programs or Factual Employment Screening programs that train people to find fraudulent applications and false identities? Can your vendor help keep you from unwanted litigation? Unless you or someone in your company is an expert in employment law, you are putting your company at significant risk.
Keep in mind that if you are using any of the multitudes of online databases that have become available recently, it’s less likely you are protected. Not only do these online service providers increase your risk of exposure, they may even add to it. Let’s take a small but important example.
Let’s say you are currently using an employment screener who does not require you to provide a signed release for each applicant. That sounds relatively harmless, doesn’t it?
But the truth is these companies have had you waive liability to them when you signed up for an account so they could avoid the time and effort it takes involved in this critical step. In the case of an audit, your company is responsible for producing a signed application and therefore liable if you don’t have one on file, something they fail to mention.
A good employment screener provides signatures for these audits and you’ll never even have to know when they occur. A good company to provide your employment screening background checks takes all the worry out of hiring, lowers your turnover rate, and keeps you out of court so you can stay in business!

Accident Lawyer | Injury Attorney Washington, Jason Epstein, provides safe driving tips for young people

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08/09/2010, Seattle, Washington 8th September 2010 Teen Driving Tips "Jason Epstein, Seattle personal injury and car accident lawyer. recently an article on its website with the title". "The article gives a number of car reduce efficient and useful safety tips for young drivers, the number of fatal car accidents and wrongful deaths.
Jason says that the most common problem among young people is inexperience. Through experience, we have adapted to the road, driving under various conditions and to make our cars have become. Even experienced drivers to accommodate a bit of a new car. For teenagers, this setting takes a little longer. The second most important factor in car crashes among teenagers is the "invincible mentality."
Jason says: "Young people see themselves as indestructible and immortal fast" they realize the dangers rationalize, but that it never happen. often reckless speed is of the invincible mentality, racing and other forms. dangerous driving resulting leader "Jason wrote:" You seem to heal habits that young age, but there are steps you can take as parents to this reckless behavior. "
Some of the tips in detail in the article include driver training, safety, type of driving, vehicle maintenance and driver distraction, among others.
The complete blog can be found in Epstein founded Straight Talk law a series of legal guides intended to provide empowering victims of accidents and individuals looking for a lawyer. Straight Talk Law is proud to present the unfiltered truth about lawyer advertising, a news site and blog, a new type of law, the attorney may communicate relevant information directly to customers in a manner easily understood, practical projects and the practice of law, information with defense lawyer. for those who need it, and work to understand about the case to its customers in an open environment, easy for effective communication.
For more information about Jason Epstein Law and Straight Talk, please visit /> Jason Epstein and Straight Talk About the law:
Jason Epstein, accompanied the first group of law as a partner in 2007. Jason is a lawyer handling all types of injury cases with emphasis on serious personal injury plaintiff and insurance. Jason is a member of the Association of Washington State for Justice, and under his direction. Jason speaks frequently of vehicles and matters.Jason serves as an arbitrator for the private and binding arbitration attended Gerry Spence Trial Lawyers College in Dubois, Wyoming. A one-month program to train lawyers who represent injured dedicated. Jason earned a certificate in Alternative Dispute Resolution Institute for Strauss for dispute resolution and trial advocacy program of the National Institute for Trial Advocacy. Jason is dedicated to the injured since 1999.
Jason Epstein was representative of the citizens against insurance companies and large companies since 2001. He limits his practice to injury and death cases including car accidents, motorcycle accidents, injuries or other serious disaster. I hope you have already visited StraightTalkLaw.com. This site is loaded with tons of information, and is constant